Bankruptcy Courts Make It Tough To Rid Student Loans

On December 17, 2014, the Florida Third District Court of Appeals issued its decision on a very important foreclosure issue in the case of Deutsche Bank Trust Company Americas, etc. v. Harry Beauvais, et al., Case No. 3D14-575.  In this case, the Court held that the enforcement of the mortgage note was barred by the statute of limitations but the mortgage lien is not null and void as its validity is governed by the separate statute of repose.

On December 17, 2014, the Florida Third District Court of Appeals issued its decision addressing extremely pertinent mortgage foreclosure issues in the case of Deutsche B

Filing for bankruptcy is actually a very serious step and, unless properly approached, may lead to unfortunate consequences. Bankruptcy is filed in a U.S Bankruptcy Court - a Court that actually has so much power that it can actually stop the U.S. Supreme Court from acting - let alone virtually almost all Court in the entire United States  and in theory possibly any Court in the world.

When it comes down to consumer bankruptcy, the official forms do a pretty good job of setting forth the facts of the case, the assets involved in the case, the liabilities in the case, and the debtor’s statement of financial affairs. However, there is a very important document that is missing from the official forms,+ Read More

This time bankruptcy worked better than I hoped John and Val filed a Chapter 7 bankruptcy with me in 2004.  A lot of their problem then was medical bills. John’s health continued to decline.   When they came to see me in 2012, he was disabled.  He was confined to a wheel chair.

Last week, the United States Supreme Court granted the writ of certiori in the case of Bullard v. Hyde

Last week, the United States Supreme Court granted the writ of certiori in the case of Bullard v. Hyde
Park Savings Bank. The case presents the issue of whether an order denying confirmation of a chapter 13 plan of reorganization is a "final judgment" and therefore appealable.

Often Oregon debtors in a Chapter 13 bankruptcy will hit a rough spot during their case and  request a hardship discharge rather than seek conversion to Chapter 7.  Conversion and hardship discharge are not one in the same. There are specific requirements that must be met before you can even be considered for a hardship discharge. The standards for conversion are often much easier to meet.

This may be the season for giving. However, the city of Chicago is looking to do some taking. What I’m talking about is an expanded effort to attack those who have outstanding parking tickets. If you have three or more outstanding parking tickets, you are subject to the boot. If you are unable to pay+ Read More