Chapter 7 personal bankruptcy is generally used to discharge your dischargeable debt including credit cards, medical bills, and unsecured loans.

For years companies, including law firms, have been preying on naive homeowners alleging to have the “secret pill” to save their home.  These thieves promise to save the home by “making” the lender work with the homeowner.  In most cases the con artists are in the business for the sole purpose of stealing the homeowner’s har

The concept of a Florida "homestead" arises in three different contexts:

1. Taxation exemption per Art. VII, Section 6, Fla. Constit.

The concept of a Florida "homestead" arises in three different contexts:

1. Taxation exemption per Art. VII, Section 6, Fla. Constit.

Most chapter 7 bankruptcy trustees in Cook County do a great job of balancing their duties while administering chapter 7 cases. There are more than a select few Trustees who seem to be growing towards advancing these cases beyond what they were intended to be. Let me provide a little background. The duties of a+ Read More

In a big  victory for mortgage lenders and an even bigger loss for Oregonians struggling to carry two mortgages, the U.S. Supreme  Court has just ruled that underwater homeowners can’t get rid of a second mortgage by filing for chapter 7 bankruptcy.

Article X, Section 4 (a) of the Florida Constitution provides for the Florida "homestead" exemption. This homestead exemption is in most cases available to those who file for bankruptcy relief in Florida.

Bankruptcy Misconception There is a misconception out there that states that a married couple must file a joint bankruptcy case. This is simply not the case at all. It is true that the total family budget is a factor in determining whether a bankruptcy case can be filed and of which chapter. However, there is+ Read More

There are many keys to having a successful chapter 13 bankruptcy case. Most importantly, a successful case is one where the debtor has the financial ability to reorganize, the determination to see it through and the ability to satisfy the many requirements of the bankruptcy code. One main factor that I found to be a+ Read More