You know the best way to avoid debt is to have money in your savings account. But it feels impossible to fund a savings account when you’re barely making ends meet.
I know how it feels because I’ve been there, and because my clients roll their eyes at me whenever I talk about the importance of saving money for the proverbial rainy day. I can almost hear them thinking, there is no way I’m going to be able to put away any money on my salary!

If you’ve got federal student loan debt, making the monthly payments can feel like an exercise in futility. With low post-graduate incomes relative to the amount of debt they carry, it’s no wonder.

Julie, Over the past few years I have been working with Cindy Millns for my case. She has been so easy to work with and helpful, that I cannot express enough gratitude for her professionalism and courtesy during my troubling times.  She took the time to answer phone calls and emails when I needed answers […]
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I still remember being in the bankruptcy meeting room waiting for my client’s turn to see the Chapter 7 Trustee.  What I saw was a classic mistake made by young and inexperienced bankruptcy attorneys.

Here at Shenwick & Associates, we specialize in bankruptcy and the unusual questions that arise in the course of bankruptcy cases. One of the great aspects of working in such a specialized area of the law is trying to figure out how courts will hold on an issue that isn't clear under current statutes and case law.

I’ve had this nagging though rattling around in my head for the past few years – the thought that you’re not getting the right conversation when we talk about your personal financial situation.
Yes, you’re in debt. You’ve got student loans to pay, credit cards that are through the roof, and other bills that are piling up faster than snowflakes on the windshield in the middle of a Northeastern winter morning.

Please be aware that in recent weeks several current bankruptcy clients from multiple law firms in the Chicago area have been victimized or attempted to be victimized by a fraud scheme. This is how the fraudulent effort plays out in essence. There are two specific individuals that play a part in this scheme. The first+ Read More

Attorney Christopher Jones has one again been selected by Super Lawyers as a Michigan Rising Star for 2015.  Super Lawyers recognizes attorneys who have distinguished themselves in their legal practice.  Their patented selection process is rigorous, involves peer nominations and results in a third-party validation of their professional accomplishments.   Christopher W. Jones   Attorney […]

All is not lost when a debtor files Chapter 7 Bankruptcy. On September 22, attorneys Patricia Scott and Scott Chernich presented a webinar titled "Collect Your Money in Bankruptcy: Chapter 7." In addition to teaching the ins and outs of how to collect money and assets in a Chapter 7, they discussed the basics of a Chapter 7, motions for relief from stay, co-debtor stay, non-dischargeable claims, and other topics to efficiently and effectively obtain what is rightfully yours in a bankruptcy.

In Florida, generally the transfer of a mortgage note transfers with it the related mortgage. The mortgage note is regarded as the principal item with the mortgage being regarded as a mere accessory. Hence the adage "the mortgage follows the note."