Experts state that by early 2013, the amount of student loan debt in the United States surpassed $1 trillion and that nearly 20% of Americans households owe on student loans.

Experts state that by early 2013, the amount of student loan debt in the United States surpassed $1 trillion and that nearly 20% of Americans households owe on student loans.

When you purchase something on credit, such as a car or a piece of jewelry, you enter into a Secure Loan because the item you've purchased secures the creditor because it automatically becomes collateral. Collateral is something that can be taken away, from the borrower, by the lender, if the debt is not paid.
The post Dealing with Secured Creditors appeared first on Tucson Bankruptcy Attorney.

When you purchase something on credit, such as a car or a piece of jewelry, you enter into a Secure Loan because the item you've purchased secures the creditor because it automatically becomes collateral. Collateral is something that can be taken away, from the borrower, by the lender, if the debt is not paid.
The post Dealing with Secured Creditors appeared first on Tucson Bankruptcy Attorney.

I have noticed a rush of Chapter 13 filings lately that never make it past the starting gate. The client gets the relief of the automatic stay, but not for very long. It seems that lately there is a lack of sincerity with regard to Chapter 13 filings. This trend is counterproductive to realizing the+ Read More

By Constance Brinkley-Badgett

The idea of having your student loan debt forgiven might sound like a dream come true, but there are a few things you’ll want to consider should you be among those eligible for student loan forgiveness.

Last Week Tonight with John Oliver: Debt Buyers (HBO)

Credit reports and background checks errors
Ever checked your credit reports?  You will after watching this YouTube video: Last Week Tonight with John Oliver talking about errors credit reports and background reports. (I apologize for some of the language this reporter uses, but the information is extremely useful).  What I did not know is that:

Looking to purchase a new home, or possibly vacant land? Coming up with an initial down payment can be tough for some Delavan real estate buyers. This is why our Delavan Real Estate Attorney has put together some tips to help you save for a real estate down payment. Read these fantastic ideas below:
 

ILLEGAL DEBT COLLECTION PRACTICES BY PRESSLER & PRESSLER, LLP AND DEBT BUYER
Release from Consumer Financial Protection Bureau “CFPB”: