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http://nwdrlf.com/wp-content/uploads/2016/08/TomMcAvityAugust2016InterviewGetyourlicensebackwithChapter13.mp3

Katherine:

Today, our friend, Tom McAvity, has joined us again and he’s going to share with us something that I had no idea about, that Chapter 13 could do, and I bet it will surprise you, too. Tom, thank you so much for joining us again on This Needs To Be Said. How are you?

Tom:

http://nwdrlf.com/wp-content/uploads/2016/08/TomMcAvityAugust2016InterviewGetyourlicensebackwithChapter13.mp3

Katherine:

Today, our friend, Tom McAvity, has joined us again and he’s going to share with us something that I had no idea about, that Chapter 13 could do, and I bet it will surprise you, too. Tom, thank you so much for joining us again on This Needs To Be Said. How are you?

Tom:

http://nwdrlf.com/wp-content/uploads/2016/08/TomMcAvityAugust2016InterviewGetyourlicensebackwithChapter13.mp3

Katherine:

Today, our friend, Tom McAvity, has joined us again and he’s going to share with us something that I had no idea about, that Chapter 13 could do, and I bet it will surprise you, too. Tom, thank you so much for joining us again on This Needs To Be Said. How are you?

Tom:

http://nwdrlf.com/wp-content/uploads/2016/08/TomMcAvityAugust2016InterviewGetyourlicensebackwithChapter13.mp3

Katherine:

Today, our friend, Tom McAvity, has joined us again and he’s going to share with us something that I had no idea about, that Chapter 13 could do, and I bet it will surprise you, too. Tom, thank you so much for joining us again on This Needs To Be Said. How are you?

Tom:

https://nwdrlf.com/wp-content/uploads/2016/08/TomMcAvityAugust2016InterviewGetyourlicensebackwithChapter13.mp3

Katherine:

Today, our friend, Tom McAvity, has joined us again and he’s going to share with us something that I had no idea about, that Chapter 13 could do, and I bet it will surprise you, too. Tom, thank you so much for joining us again on This Needs To Be Said. How are you?

Tom:

The quickest and easiest way to understand why you care about “household size” is to think about the Means Test as a budget.  With the Means Test, the larger the “household size” the greater the amount of money you can set aside for living expenses.  The more you get for living expenses, the less you have left over for creditors.   If you have very little left over, then you increase your chances of qualifying for a Chapter 7 debt discharge.  If, on the other hand,  you have “too much” income left over and available for creditors, then you might not qualify for a Chapter 7; you might have t