I’m required to give you three legal disclosures Now that most consultations are by phone and zoom, I’m posting these on my webpage.  The first disclosure This first disclosure tell you that you have four choices under the bankruptcy law. Chapter 12 is only for farmers, and fisherman. I’ve never done a farmer Chapter 11 […]

Protect yourself financially from the impact of the coronavirus

The Big Bailout Helps If You have to Skip Chapter 13 Payments The big bailout law, just passed, includes some slack for people in Chapter 13. If you can’t make your Chapter 13 payments, we can ask the bankruptcy judge to add up to 24 months to your payment plan. Before that law was passed, […]

The Big Bailout Helps If You have to Skip Chapter 13 Payments The big bailout law, just passed, includes some slack for people in Chapter 13. If you can’t make your Chapter 13 payments, we can ask the bankruptcy judge to add up to 24 months to your payment plan. Before that law was passed, […]

The Big Bailout Helps If You have to Skip Chapter 13 Payments The big bailout law, just passed, includes some slack for people in Chapter 13. If you can’t make your Chapter 13 payments, we can ask the bankruptcy judge to add up to 24 months to your payment plan. Before that law was passed, […]

We help victims of the Coronavirus pandemic
Many of our bankruptcy clients are understandably concerned about the outbreak of the Coronavirus and the impact it may have on their ability to complete the bankruptcy filing process. I want you to know that we can easily accommodate your needs.
We have long been set up to complete any stage of the bankruptcy process from consultations through the actual filing via video. You need only have a computer or, failing that a phone with video capability to get your case filed.

Postponement of Arizona Eviction Actions for 120 Days if Effected by COVID-19
Executive Order, 2020-14 – Postponement of Eviction Actions for 120 days, under certain circumstances.

Recently I received an email from a woman who filed bankruptcy several years ago and who recently discovered that her lawyer had not requested or filed a reaffirmation agreement. She has been current on her mortgage before, during and after her bankruptcy but because there was no reaffirmation agreement filed, the mortgage lender is not reporting her on-time payments to the credit bureaus.She would like to rebuild her credit and believes, correctly, that on-time mortgage payments would be a big help to improving her credit score.

Recently I received an email from a woman who filed bankruptcy several years ago and who recently discovered that her lawyer had not requested or filed a reaffirmation agreement. She has been current on her mortgage before, during and after her bankruptcy but because there was no reaffirmation agreement filed, the mortgage lender is not reporting her on-time payments to the credit bureaus.She would like to rebuild her credit and believes, correctly, that on-time mortgage payments would be a big help to improving her credit score.

Coronavirus Decimates N.Y.C. Taxi Industry: ‘The Worst It’s Ever Been’
There are so few travelers left at Kennedy International Airport, one of the world’s busiest airfields, that taxis wait six hours or more for a single passenger.

Taxi companies can no longer find enough drivers for their fleets because there is so little business.

And some cabdrivers are so fearful of being exposed to the coronavirus they are staying home with no way to pay mounting bills.