Articles from Miami Bankruptcy Law Blog

Mortgage Foreclosure Deficiency - Dycke O'Neal Has Come to Town



Dycke O'Neal, Inc. - - Recent Developments in the Collection of Deficiency Judgments after Mortgage Foreclosure 

Florida Mortgage Foreclosure Deficiency Judgments

Dycke O'Neal, Inc. has filed almost 200 actions for mortgage deficiency judgments in Miami-Dade County just in the past five months - since January, 2014.  Dycke O'Neal, Inc. is one creditor you do not want to meet.  Dycke O'Neal, Inc. is a company out of Texas that has bought up thousands of foreclosure judgments throughout Florida to sue foreclosed homeowners for  a "deficiency" judgment owed after their home is foreclosed.  Dycke O'Neal, Inc. is not just after a few dollars - in many cases it is suing for about $100,000.00 to $200,000.00.

No Surcharge Exempt Property

On March 4, 2014 the US Supreme Court issued its decision in the case of Law v. Siegal, 134 S.Ct. 118 (2014).  The Court ruled that the Bankruptcy Court exceeded its authority when it ordered that the debtor's homestead be "surcharged" to pay the chapter 7 trustee's fees of $75,000.00.

Discharge of Debt in Chapter 13

Atty. Jordan E. Bublick - 1221 Brickell Ave., 9th Fl., Miami, Florida - www. bublicklaw.com

The bankruptcy law regarding the scope of the chapter 13 discharge is complex and has recently undergone major changes. Therefore, debtors should consult competent legal counsel prior to filing regarding the scope of the chapter 13 discharge.

Discharge of Debt in Chapter 13

Atty. Jordan E. Bublick - 1221 Brickell Ave., 9th Fl., Miami, Florida - www. bublicklaw.com

The bankruptcy law regarding the scope of the chapter 13 discharge is complex and has recently undergone major changes. Therefore, debtors should consult competent legal counsel prior to filing regarding the scope of the chapter 13 discharge.

Modifying Your Mortgage in Chapter 13 Bankruptcy

Mortgage modification rules make it easier to combine a mortgage modification, including under HAMP  with a Chapter 13 Bankruptcy. Combining a HAMP mortgage modification may be beneficial to many homeowners.

Modifying Your Mortgage in Chapter 13 Bankruptcy

Mortgage modification rules make it easier to combine a mortgage modification, including under HAMP  with a Chapter 13 Bankruptcy. Combining a HAMP mortgage modification may be beneficial to many homeowners.

Immigration Status and the Florida Homestead

Atty. Jordan E. Bublick - 1221 Brickell Ave., 9th Fl., Miami, Florida

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