Articles from Oregon Bankruptcy Lawyer | Portland, Salem, and Vancouver, Wa

Seattle Bankruptcy Attorney Website

Our firm is launching a Seattle Bankruptcy website as the first in a series of city specific bankruptcy law websites. The idea is that people living in Seattle, Washington probably don’t want to wade through articles about Portland bankruptcy hearings and trustees and vice versa. The first of these sites is going to be geared towards Seattle area prospective bankruptcy clients. The site can be found at http://www.seattle-bankruptcyattorney.net

Washington Bankruptcy Filing Fee Installment Plans

In Washington, the court imposed filing fee for a Chapter 7 bankruptcy is $306. Chapter 7 Bankruptcy filers have the option of paying this filing fee after their cases are filed. Our office prepares the required application for you so that you can get your case filed quickly and pay the filing fee later. If you do choose this option, the Washington Bankruptcy Court will impose an installment payment schedule that will enable you to pay off your filing fee in the 12 weeks after your case is filed.

Hope for Student Loan Borrowers and Bankruptcy

Authors of a recent Student Loan Study have concluded that Congress should create new classifications for both federal and private student loans and make some of them dischargeable in bankruptcy.
Under current law, as any Washington or Oregon debtor can tell you , student loans are almost always impossible to discharge in bankruptcy.

Oregon Bankruptcy Filing Fee Installment Plan

In Oregon, the court imposed filing fee for a Chapter 7 bankruptcy is $306. Chapter 7 Bankruptcy filers have the option of paying this filing fee after their cases are filed. Our office prepares the required application for you so that you can get your case filed quickly and pay the filing fee later. If you do choose this option, the Oregon Bankruptcy Court will impose an installment payment schedule that will enable you to make three monthly payments of $102 in the three months after your case is filed

Means Test Good News for Oregon Bankruptcy Filers

Prospective Chapter 7 Bankruptcy all across the state of Oregon should be cheered by the news that it is now going to be a little bit easier to qualify. The US Trustee recently divulged that the median income in Oregon for purposes of the means test have been adjusted upwards for most families
Here you can see the difference:
New Means Test Numbers

OREGON

Family of One
$44,779

Family of Two
$55,568

Family of Three
$60,693

Family of Four
$70,812

Old Means Test Numbers

OREGON

Oregon and Washington Bankruptcy Prices and Fee Quotes

When it come to bankruptcy fee quotes  and prices for Oregon and Washington consumers, Northwest Debt Relief Law Firm has been offer a combination of two pricing elements that the other bankruptcy firms leave out. We have been doing this for years.

The Chapter 13 Bankruptcy Trustee Has Now Filed a Motion to Dismiss, Is It too Late?

You get a Motion to Dismiss in the mail from the Chapter 13 Trustee. Breathe and contact your attorney. In both Oregon and Washington, there are maybe four reasons why you have been sent this Motion. First, your case has not been confirmed yet and there are some areas that the Trustee would like to resolve prior to confirmation.  Second, you have been missing payments. Third, you were supposed to send in your tax returns every year you were in Chapter 13 and you haven’t sent in one of the returns yet.

Bad News for Social Security Recipients Trying to Avoid Bankruptcy in Oregon and Washington

I am sad to report that for the second straight year now, millions of Social Security recipients, disabled veterans and federal retirees can expect only a minute increases in their benefits at the start of the year. For many Washington and Oregon consumers hoping to avoid bankruptcy, this news does not bode well. The preliminary data suggest an increase of roughly 1.5 percent, which would be among the smallest since automatic increases were adopted in the mid-seventies.

Avoiding Garnishment Outside of Bankruptcy in Washington

The best way to stop a garnishment is almost always through the filing of a bankruptcy. In both Washington and Oregon, we put an end to garnishments nearly every day and often get money back for our clients as well. For those few Washington debtors who for whatever reason cannot file bankruptcy(many Washington consumers believe that they are in this category but few actually are), it is important to know the rules of the garnishment game.

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