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How to Fight a Bank Levy in Tacoma

Submitted by Anonymous (not verified) on Tue, 08/28/2018 - 03:11

3 ways to fight a creditor’s bank levy in Tacoma

Credit Counseling In Tacoma

Submitted by Anonymous (not verified) on Tue, 08/28/2018 - 03:03

Credit Counseling vs. Bankruptcy in TacomaCredit Counseling in Tacoma

Pros and Cons to Filing Chapter 7 in Tacoma

Submitted by Anonymous (not verified) on Mon, 08/20/2018 - 04:28

Chapter 7 Bankruptcy Pros and Cons in Tacoma
Making the decision to file chapter 7 bankruptcy is difficult. You may be worried about how it will affect your credit or your reputation, but in most cases, it will dramatically improve your quality of life. Below is a list of pros and cons that may help you make your decision.

CONS
PROS

Can Only One of Us File Bankruptcy in Tacoma?

Submitted by Anonymous (not verified) on Mon, 08/20/2018 - 02:34

Filing for Bankruptcy without Your Spouse in Tacoma
I get one question all the time from married couples who have accumulated debt during their marriage. Do both of them need to file bankruptcy in Tacoma or can just one spouse file the bankruptcy. Many couples want to save one of their credit scores. Often all the debt was taken out in one spouse during the marriage.

Tacoma Bankruptcy Traps – A Four Part Series – Part 4

Submitted by Anonymous (not verified) on Thu, 08/09/2018 - 22:07

Below is the final set of Tacoma bankruptcy traps for the unwary. Please let me know if you have any questions at all about any of the issues raised in these posts, we are happy to help:
10. Not Paying Your Employee Withholding Taxes
If you are a Tacoma business owner, please do not make the mistake of failing to pay your employee withholding taxes to the IRS. The IRS has the power to assess certain individuals responsible for managing a company for any employee withholding taxes that are not paid by the company.

Tacoma Bankruptcy Traps – A Four Part Series – Part 3

Submitted by Anonymous (not verified) on Wed, 08/08/2018 - 22:04

This item is part of a series of blog posts about bankruptcy traps that can turn a Tacoma bankruptcy filing into an expensive or less than smooth process. If you can read Part 1 and Part 2 here.
7. Leaving Money in Account Where You also Have a Credit Account

Wells Fargo Admits Error that Created Hundreds of Foreclosures and Bankruptcies

Submitted by Anonymous (not verified) on Tue, 08/07/2018 - 22:10

Wells Fargo admitted last week that a calculation error involving a mortgage underwriting tool caused over 620 customers to being incorrectly refused modifications to make their loans more affordable. In the majority of these cases, the customers were forced into foreclosure and/or bankruptcy.
The flaw in the underwriting tool was found in an internal review, Wells said. The bank also noted that it has set aside over seven million for customers who were harmed by the error.

Tacoma Bankruptcy Traps – A Four Part Series – Part 2

Submitted by Anonymous (not verified) on Tue, 08/07/2018 - 21:51

In my last post, I noted that I would be discussing twelve potential bankruptcy traps for anyone thinking about bankruptcy in the Tacoma area. Note: Most of these traps are easily avoided. Frankly, many of these traps apply to consumers nationwide, but I wrote these posts with Tacoma filers in mind. I discussed the first three bankruptcy traps in my last post The second three traps are as follows:
4. Selling Property for Less than Face Value

Tacoma Bankruptcy Traps – A Four Part Series – Part One

Submitted by Anonymous (not verified) on Mon, 08/06/2018 - 21:46

In this post and two others that will follow, I will be discussing twelve potential bankruptcy traps for anyone thinking about bankruptcy in the Tacoma area. Note: Most of these traps are easily avoided. Frankly, many of these traps apply to consumers nationwide, but I wrote these posts with Tacoma filers in mind. The first three traps are as follows:
1. The Cash Advance on the Credit Card

Chapter 7 Is the Most Common Kind of Bankruptcy in Tacoma

Submitted by Anonymous (not verified) on Fri, 07/20/2018 - 23:48

Consumers file significantly more Chapter 7 bankruptcy cases than Chapter 13 ones. In 2016, out of almost 800,000 bankruptcies, about 490,000 were Chapter 7s and almost 300,000 were Chapter 13s. (The rest were almost all Chapter 11s and 12s, plus a few Chapter 9s and 15s.)
A Simple Chapter 7
In a simple Chapter 7 case, you would:

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