Articles from Diane L. Drain - Phoenix Bankruptcy & Foreclosure Attorney

Some Defenses to Private Student Loan Collections

Student Loan Debt Rises to $1.5 TRILLION in May, 2018

Some Defenses to Private Student Loan Collections

Student Loan Debt Rises to $1.5 TRILLION in May, 2018

Trump’s Lackey Trying to Hide Complaints About Banks and Other Big Businesses

Could the CFPB’s Complaint Database Go Dark?
Reprint from Findlaw, By Christopher Coble, Esq. on May 15, 2018 12:59 PM

New Help to Homeowners, Heirs or Spouses

Two important sets of CFPB amendments to its RESPA and TILA mortgage servicing rules go into effect April 19, 2018. These amendments expand the rights of those inheriting homes, awarded a home in divorce, or otherwise succeeding in interest to a mortgage loan.

$250 fine to Pass Your Pet Off as a “Service Animal”

Arizona has had enough of people passing off their pets as “service animals”.
Later this summer it will be illegal to pass off a pet as a “service animal”; violators will be fined $250 PER OCCURRENCE.  House Bill 2588

$250 fine If You Pass Your Pet Off as a “Service Animal”

Arizona has had enough of people passing off their pets as “service animals”.
Later this summer it will be illegal to pass off a pet as a “service animal”; violators will be fined $250 PER OCCURRENCE.  House Bill 2588

In Bankruptcy, but Tax Refunds Seized?

What can happen if you default on a federal student loan?
You are “in default” on your federal student loan if you have not paid in 270 days (approximately nine months).  Your wages can be garnished or your tax refunds seized.
How do you stop seizure of your tax refunds?
You can request an offset refund, but there are limitations.  Here are a few examples:

What Happens if You Default on a Federal Student Loan?

What can happen if you default on a federal student loan?
You are “in default” on your federal student loan if you have not paid in 270 days (approximately nine months).  Your wages can be garnished or your tax refunds seized.
How do you stop seizure of your tax refunds?

Chapter 13 Rules in Arizona Change December 1, 2017

Arizona adopted a chapter 13 model plan – effective for all cases filed or converted after December 1, 2017

Can I Buy a Home After Bankruptcy?

How long after bankruptcy do I have to wait before buying a home?

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