Is the Stigma of Bankruptcy Worth It?

Answer:  YES!!
Bankruptcy is a scary word to many because: it's something you will never recover from; you'll never buy a home or a car again; you will have to surrender all of your assets and be left with nothing. Good reasons to be afraid, however the above statements could not be more wrong. They are inaccurate and only a part of the stigma that has been created for Bankruptcy.
If you are in jeopardy of losing your home, car, or being sued by a creditor Bankruptcy (Chapter 7 or Chapter 13) is a solution for these problems. The Bankruptcy Code was created to give individuals some  protection from their creditors. If you come into my office with an already low credit score you can expect to see an increase in your credit score within the first year of filing. You will also be able to rebuild your credit and find financing again. The most important thing of all is that you have an immediate solution which will allow you to live comfortably without harassing creditors banging at your door, calling you at home, at work or even calling your friends and relatives. Bankruptcy is not the end of the world; it's the beginning of a new  chapter.  Bankruptcy (Chapter 7 or Chapter 13) coupled with a better understanding of managing your finances can provide you with a fresh start that you had always hoped for. Before you fall for the stigma of Bankruptcy seek the advice of a qualified Bankruptcy Attorney and let them guide you to the happy life you deserve.