Articles from Virginia Bankruptcy Attorney | Robert Weed

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Does Reaffirming Your Car Loan Help Your Credit Score?

Submitted by Anonymous (not verified) on Mon, 06/07/2021 - 02:25

“Does Reaffirming My Car Loan Help My Credit Score?” Ray and Theresa, who filed bankruptcy with me last fall, asked me that last week. Lots of people ask that same question after they look at their after-bankruptcy credit report and see that their car payments don’t show.  Then, they are told by their car finance […]

Does Reaffirming Your Car Loan Help Your Credit Score?

Submitted by Anonymous (not verified) on Mon, 06/07/2021 - 02:25

“Does Reaffirming My Car Loan Help My Credit Score?” Ray and Theresa, who filed bankruptcy with me last fall, asked me that last week. Lots of people ask that same question after they look at their after-bankruptcy credit report and see that their car payments don’t show.  Then, they are told by their car finance […]

After Bankruptcy, are you getting your mortgage statements?

Submitted by Anonymous (not verified) on Sat, 05/15/2021 - 20:19

After Bankruptcy, are you getting your mortgage statements? After you file bankruptcy, you are still supposed to keep getting your mortgage statements.  But, are you? This question came up at the 29th Annual Meeting of the National Association of Consumer Bankruptcy Attorneys.  (I’m at that meeting this week, which was supposed to be in Orlando, […]

After Bankruptcy, are you getting your mortgage statements?

Submitted by Anonymous (not verified) on Sat, 05/15/2021 - 20:19

After Bankruptcy, are you getting your mortgage statements? After you file bankruptcy, you are still supposed to keep getting your mortgage statements.  But, are you? This question came up at the 29th Annual Meeting of the National Association of Consumer Bankruptcy Attorneys.  (I’m at that meeting this week, which was supposed to be in Orlando, […]

For most people bankruptcy works. For most people, debt settlement doesn’t.

Submitted by Anonymous (not verified) on Sun, 05/09/2021 - 20:34

For most people, bankruptcy works. For most people “debt settlement” doesn’t work. One reason.  The debt settlement people charge enormous fees–FDR and NDR charge at least $6,000 to “settle” $40,000 in credit cards (and you still have to pay the settlement). Plus, they usually don’t work . See this email I got this email today […]

For most people bankruptcy works. For most people, debt settlement doesn’t.

Submitted by Anonymous (not verified) on Sun, 05/09/2021 - 20:34

For most people, bankruptcy works. For most people “debt settlement” doesn’t work. One reason.  The debt settlement people charge enormous fees–FDR and NDR charge at least $6,000 to “settle” $40,000 in credit cards (and you still have to pay the settlement). Plus, they usually don’t work . See this email I got this email today […]

The three toughest questions at your bankruptcy hearing

Submitted by Anonymous (not verified) on Sun, 02/07/2021 - 23:59

The three toughest questions at your bankruptcy hearing. The three toughest bankruptcy hearing questions are NOT what most people expect.  The bankruptcy trustee does NOT ask you to explain how you got into this mess. They are not asking about your plans for the future.  And the creditors are NOT there demanding their money. Have […]

The three toughest questions at your bankruptcy hearing

Submitted by Anonymous (not verified) on Sun, 02/07/2021 - 23:59

The three toughest questions at your bankruptcy hearing. The three toughest bankruptcy hearing questions are NOT what most people expect.  The bankruptcy trustee does NOT ask you to explain how you got into this mess. They are not asking about your plans for the future.  And the creditors are NOT there demanding their money. Have […]

File Bankruptcy and Sleep Better

Submitted by Anonymous (not verified) on Mon, 02/01/2021 - 01:20

People who file bankruptcy sleep better. Ninety four percent of people surveyed said they slept better after filing bankruptcy. That’s the result of a 2019-2020 study taken through SurveyMonkey.com of former clients who filed bankruptcy with us three or four years before.  One hundred four people participated in the survey.      Getting good sleep […]

File Bankruptcy and Sleep Better

Submitted by Anonymous (not verified) on Mon, 02/01/2021 - 01:20

People who file bankruptcy sleep better. Ninety four percent of people surveyed said they slept better after filing bankruptcy. That’s the result of a 2019-2020 study taken through SurveyMonkey.com of former clients who filed bankruptcy with us three or four years before.  One hundred four people participated in the survey.      Getting good sleep […]

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