How To Stop A Wage Garnishment

Ouch! You were just notified from your boss that they are going to garnish your wages.  You find a A wage garnishment order was served from court.   In California, creditors are allowed to garnish up to 25% of your disposable earnings.

25% of your income is a big chunk of money that you need to run your household.  One effective way to stop a garnishment order is to file bankruptcy right away.  A bankruptcy order will shut down the garnishment order instantly.  You will be able to keep your money.  
Filing an emergency bankruptcy case requires a little work.  First, you need to pay your bankruptcy attorney and pay the filing fee with court.  Right now, a chapter 7 bankruptcy fee is $306.  Typically, I charge $1000 per case. If you run a business, and you want to keep it, I typically charge $1600.  Thus, you will need approximately $1200 to file bankruptcy.  
Second, you need to take the credit counseling class.  The class can be taken on the internet.  They charge as low as $10 for the class.  Afterwards, a certificate is issued that needs to be filed.  
Finally, you will need to verify and sign a bankruptcy petition that your attorney prepares.  If the case needs to be filed right away, an abbreviated petition can submitted to the court with the promise that the full petition is filed within 14 days. 

Ken Jorgensen, California Attorneywww.fresnobankruptcylawgroup.com
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