The Cheapest Chapter 7 Bankruptcy: $125

You think you can't afford to file a chapter 7 bankruptcy.  You visited a chapter 7 bankruptcy attorney and discovered that it is going to cost over $1000 to file Chapter 7 bankruptcy.  You start browsing on the internet and discover that a paralegal will prepare paperwork for you for $125. 

You better think twice.  There are good reasons why a California bankruptcy attorney will not charge $125.  Unlike a paralegal, a chapter 7 bankruptcy attorney will conduct legal research and render a legal opinion to make sure that bankruptcy is the right fit.  He or she will go to court and represent you when you are examined by a chapter 7 panel trustee.  If any unpleasant issues arise, like an angry creditor, the issue will be handled by the attorney.  If the attorney messes up, there will likely be malpractice insurance in place to help fix the mistake. 

By hiring a paralegal, you will be on your own after the paperwork is completed.  No legal research.  You will go to court by yourself.  Any issues that arise in the bankruptcy will be your problem.  In the Central Valley of California, there are many competent attorneys assisting people in filing chapter 7 bankruptcy.  The fees are competitive.   Therefore, think twice before trying to save a few dollars. 

Ken Jorgensen, California Attorneywww.fresnobankruptcylawgroup.com
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